Personal Auto
Comprehensive, collision, and liability coverage from top carriers. We shop rates so you save.
Get a QuoteMiami's Independent Insurance Agency
Coverage You Can Trust, Service You Deserve.
The P&P Insurance Agency shops top carriers to find you affordable coverage and price. Auto, Home, Flood, Business, and more — all under one roof.
30+
Carrier Partners
9
Lines of Coverage
24hr
Quote Turnaround
FL
Licensed & Local
Get a Free Quote
No obligation. Takes less than 60 seconds.
All the Protection You Need
From your first car to your business fleet, we find the right coverage from the right carrier at the right price.
Home Insurance
Protect your biggest investment. Dwelling, personal property, and liability — all covered.
Get a QuoteFlood Insurance
Standard home policies don't cover floods. In Florida, flood coverage is essential.
Get a QuoteCommercial Auto
Fleet or single vehicle — protect your business vehicles and drivers on every job.
Get a QuoteBusiness Insurance
BOP, general liability, workers' comp. Tailored coverage for your specific industry.
Get a QuoteMotorcycle
Year-round or seasonal coverage for sport bikes, cruisers, and everything in between.
Get a QuoteRecreational
RVs, boats, ATVs, and personal watercraft. Adventure with peace of mind.
Get a QuoteRenters Insurance
Your landlord's policy doesn't cover your belongings. Get protected for less than $20/mo.
Get a QuoteLife & Health
Individual, family, and group health plans. Term and whole life insurance options.
Get a QuoteIndependent. Experienced. On Your Side.
As an independent agency we work for you, not for any single insurance company. That means unbiased advice and the best value every time.
30+ Carrier Partners
We compare rates across top-rated carriers so you always get the best deal — not just what one company offers.
Licensed Local Agents
Real people who know Florida. We live here too, so we understand the local risks — from hurricanes to flood zones.
Claims Support
When you need us most, we're there. We advocate on your behalf with the carrier to make sure your claim is handled fairly.
Fast 24-Hour Quotes
Submit your info today and a licensed agent will have a competitive quote in your inbox within one business day.
What Our Clients Say
"P&P saved me over $800 a year on my auto insurance. The agent walked me through every option and never pressured me. I've been with them for three years and wouldn't go anywhere else."
"I needed commercial coverage for my fleet fast. They had me quoted and bound within 24 hours. Professional, knowledgeable, and genuinely care about their clients."
"After the last hurricane season I was worried about flood coverage. P&P reviewed my entire policy, found gaps I didn't even know existed, and got me fully protected at a better price."
Access to 30+ Top-Rated Carriers
Progressive
Geico
Kemper
National General
United
Responsive
The General
Ascendant
Granada
Heritage
Universal Property & Casualty
Cypress
Florida Peninsula
Edison
Ovation
Homeowners Choice
Security First
Slide
Wright Flood
Selective
Safepoint
Assurant
Cigna
Oscar
Ambetter
Molina
United Health Care
Progressive
Geico
Kemper
National General
United
Responsive
The General
Ascendant
Granada
Heritage
Universal Property & Casualty
Cypress
Florida Peninsula
Edison
Ovation
Homeowners Choice
Security First
Slide
Wright Flood
Selective
Safepoint
Assurant
Cigna
Oscar
Ambetter
Molina
United Health Care